Solar Panels

We insure to ensure: Clean Energy

ONE-STOP-SHOP FOR CREDIT ENHANCEMENT

Energetic Insurance® addresses the real problem with clean energy and efficiency financing:

counterparty credit risk.

​​

EneRate Credit Cover® insurance policies and credit enhancements can satisfy lender and tax equity underwriting requirements while keeping policy premium costs low.

 

Our products allow more organizations to access and procure clean energy and efficiency solutions.

Our process is faster and more scalable than any existing financing options.

Sphere on Spiral Stairs

DEPLOY MORE CAPITAL

MEET ESG GOALS

DO MORE PROJECTS

ENERATE CREDIT COVER® MAKES EFFICIENT SOLAR PROJECT FINANCING POSSIBLE. EVEN WHEN AN ORGANIZATION IS UNRATED OR BELOW INVESTMENT GRADE.

According to industry-leading project Developers and Lenders, EneRate Credit Cover®can:

  • Increase levered IRR by up to 200 bps 

  • Reduce DSCR to 1.2

  • Enable up to 80% advance rate/LTV 

  • Speed up financial close to less than 60 days

FINANCIERS

Increase deal velocity. Expand impact by (re)financing unrated or below investment grade organizations. Gain predictability and confidence in project cash flows while putting more capital to work. We'll allow you to do so by insuring offtaker payment default risk.

DEVELOPERS

Develop more high-quality projects that generate strong returns and can be financed quickly. Serve untapped markets. Protect financial losses and benefit from our insurance partners' AA - /Aa3 credit ratings (in lieu of the offtakers').

CRE OWNERS

Meet ESG goals. Access clean energy for you and your tenants. Increase efficiency and decrease energy costs. Attract sustainability -conscious investors and occupants. Connect with reputable energy-as-a-service providers, secure financing and affordable payments.

PARTNERS

Get high-quality leads from our referrals program. Connect with financiers, developers, and asset owners in our network. Find collaborative opportunities to pool projects or stack value propositions. Vet opportunities with our sophisticated underwriting services.

Installing Solar Panel

"EneRate Credit Cover® is the solution we have been waiting for that can unlock our ability to gain comfort with the predictability of cash flows on the smaller commercial solar deals."

JORDAN BLANCHARD, HEAD OF ENERGY & INFRASTRUCTURE LENDING, LIVE OAK BANK 

Solar Panel Roof

"The Energetic product is a valuable product to bring solar to our customers without a traditional credit story. We are excited to be a part of this landmark project."

DAVID WILLIAMS, CHIEF COMMERCIAL OFFICER, CALCOM ENERGY 

TESTIMONIALS

"Energetic Insurance's deep experience in energy and financial markets make them the ideal partner to develop innovative risk management solutions."

WILL THORE, HEAD OF SCOR P&C VENTURES